Lifestyle
9 Surprising Things Travel Insurance Doesn’t Cover
When it comes to travel, having insurance is essential for peace of mind and protection against unforeseen circumstances, making your trip a lot less stressful. While travel insurance can provide coverage for a wide range of incidents, there are certain situations and items it may not cover. It’s crucial to be aware of the various limitations on your insurance so you can make informed decisions and select the policy that works best in accordance with your needs. In this article, we’ll explore some surprising things that travel insurance typically doesn’t cover, including airplanes, cruises, deductibles, quotes, and life insurance: 1. Airplane accidents While travel insurance usually covers medical emergencies, lost baggage, and trip cancellations, it often excludes coverage for accidents that occur during air travel. For instances like airplane crashes or injuries sustained during flights, travelers may need to rely on specific aviation insurance policies. 2. Cruise ship incidents Cruise vacations are incredibly popular, but it’s important to note that standard travel insurance may not cover incidents that occur aboard a cruise ship. If you experience medical emergencies or suffer from injuries while on a cruise, you may need specialized cruise insurance or rely on the cruise liner’s onboard medical facilities.
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